Wendy Hou is a VP and Sr. Cyber Risk Modeler from Marsh McLennan Cyber Risk Analytics Center. She specializes in data, data analytics, risk quantification models for all aspects of cyber. She designed and created the various cyber risk models for MMC Cyber Risk Analytics Center as well as consults on cyber risk quantification for clients from various industries around the world. Wendy has over 20 years' experience in the information technology industry, analytics, both in enterprise software, and hardware. She began working in the area of cyber security over 10 years ago to understand the financial impact of cyber incidents on businesses. Her skills in analytics and data science, combined with her understanding finance, technology and the nature of cyber incidents and cyber claims uniquely afford her the ability to quantify cyber risks. In her spare time she enjoys digging in the garden and plant all sorts of fruits and vegetables.