Kara Owens is Managing Director, Global Cyber Underwriting Executive at Markel Corporation. In this role, Kara is responsible for establishing and leading Markel’s cyber market strategy and working with cyber underwriters across the Company to achieve growth and profit initiatives. She is in charge of best practices for cyber underwriting and reinsurance strategies worldwide in all Markel divisions. Prior to this role, Kara was the Global Head of Cyber at TransRe and prior to that was a reinsurance broker at Guy Carpenter. Kara graduated Magna Cum Laude with Bachelors of Business Administration with a dual focus in Risk Management and Insurance as well as Marketing from Temple University. She holds her RPLU, CPCU, ARe and ARM designations. Kara is a frequent speaker at universities and cyber insurance conferences. She is on the Board of the APIW (Association for Professional Insurance Women).