Donald Malloy is the Chairman of OATH, The Initiative for Open Authentication. OATH is an industry alliance that has opened the authentication market from proprietary systems to an open source standard based architecture promoting ubiquitous strong authentication.Malloy has more than 20 years' experience in the Security and Payment industry and is currently an technology consultant assisting companies with the development of their security business. Don was responsible for developing the online authentication product line while at NagraID Security, now Oberthur and prior to that he was Business Development and Marketing Manager for Secure Smart Card ICs for both Phillips Semiconductors (NXP) and Infineon Technologies. Don originally comes from Boston where he was educated and has degrees in Organic Chemistry and M.B.A. in Marketing. He currently resides in Orange County California and is married with 3 daughters, in his spare time he enjoys hiking, biking, kayaking and traveling around this beautiful world.